Effective Date: 08/14/2025
Last Updated: 08/14/2025

Welcome to GG Insurance Solutions (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our services, including communications via SMS, phone, and email. By engaging with us, you agree to these Terms. If you do not agree, please do not use our services.

1. Scope of Services

We provide insurance brokerage services, including but not limited to:

Offering insurance quotes and policy comparisons.

Assisting with policy applications, renewals, and changes.

Providing claims guidance and support.

Communicating important updates via SMS, phone, and email.

We are an independent insurance broker and do not underwrite or issue insurance policies. All insurance products are issued by licensed insurance carriers.

2. Communication Consent

By providing your phone number and/or email address, you consent to receive communications from us via:

SMS/Text Messages: Includes policy updates, reminders, marketing offers (if opted in), and important alerts.

Phone Calls: For policy servicing, quotes, claims assistance, and relevant offers.

Email: For policy documentation, servicing updates, and promotional communications (if opted in).

Opt-Out:

Text messages: Reply “STOP” to unsubscribe.

Emails: Click “unsubscribe” in the email footer.

Phone calls: Request removal from our marketing call list.

3. Message & Data Rates

Standard message and data rates from your mobile carrier may apply for SMS communications. You are responsible for any such charges.

4. Accuracy of Information

You agree to provide accurate and complete information when communicating with us. We are not responsible for any delays, errors, or issues caused by inaccurate or incomplete information you provide.

5. No Guarantee of Coverage

Receiving a quote or discussing options does not guarantee coverage. Insurance coverage is subject to the terms, conditions, and underwriting guidelines of the issuing insurance carrier.

6. Third-Party Services

We may share your information with third-party partners (such as insurance carriers or CRM platforms) as necessary to provide our services. We are not responsible for the practices of these third parties, which are governed by their own terms and policies.

7. Limitation of Liability

To the maximum extent permitted by law, GG Insurance Solutions is not liable for:

Any indirect, incidental, or consequential damages arising from your use of our services.

Delays or failures in communication due to network issues, carrier delays, or email filtering.

Actions taken by third-party insurance carriers.

8. Indemnification

You agree to indemnify and hold harmless GG Insurance Solutions, its employees, and agents from any claims, damages, or expenses arising out of your use of our services or your violation of these Terms.

9. Changes to These Terms

We may update these Terms at any time. The “Effective Date” will be updated to reflect the most recent version. Continued use of our services after changes constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the state in which GG Insurance Solutions operates, without regard to conflict of law principles.

11. Contact Us

For questions about these Terms, contact us at:
GG Insurance Solutions
[Phone Number]
[Email Address]